Frugality & household money
How Idle Cash Eats 7% of Your Retirement Savings - A Real‑World Case Study
It’s a typical Tuesday night. Maya Patel glances at her budgeting app, sees a $120,000 cash cushion, and feels a brief surge of relief. Then the numbers flash: inflation is at 3% and her money-market account is barely earning 0.5%. In her mind, a silent thief is